Please read this information carefully and print a copy and/or retain this information for future reference.
Introduction
You are submitting a request to be connected with one of our third party lenders or lending partners. In
order to offer
you a loan, the third party lenders or lending partners need your consent to use and accept electronic
signatures,
records, and disclosures (“E-Consent”). This form notifies you of your rights when receiving electronic
disclosures,
notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received
this
E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures,
electronic
records, and electronic contract documents (“Disclosures”).
Option for Paper or Non-Electronic Records
You may request any Disclosures in paper copy by contacting the third party lender or lending partner
directly. They
will provide paper copies to you. Some may charge for these copies and some may not. The lenders or lending
partners
will retain all Disclosures as applicable law requires.
Scope of Consent
This E-Consent applies to all interactions online concerning you and the third party lender or lending
partner and
includes those interactions engaged in on any mobile device, including phones, smart-phones, and tablets. By
exercising
this E-Consent, the third party lender or lending partner may process your information and interact during
all online
interactions with you electronically. They may also send you notices electronically related to its
interactions and
transactions. Disclosures may be provided online at our or third party lenders’ or lending partners’
websites, and may
be provided by e-mail.
Consenting to Do Business Electronically
Before you decide to do business electronically with the third party lenders or lending partners, you should
consider
whether you have the required hardware and software capabilities described below.
Hardware and Software Requirements
To access and retain the Disclosures electronically, you will need to use the following computer software
and hardware:
A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail
account, and an
Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet
Explorer,
Chrome® or Mozilla Firefox®. To read some documents, you may need a PDF file reader like Adobe® Acrobat
Reader X®. You
will need a printer or a long-term storage device, such as your computer’s disk drive, to retain a copy of
the
Disclosures for future reference. You may send any questions regarding the hardware and software
requirements directly
to the third party lenders or lending partners.
Withdrawing Consent
Your E-Consent for our connecting service and for our third party lenders’ or lending partners’
consideration of your
connecting request cannot be withdrawn because it is a one-time transaction. If you are connected with one
or more third
party lenders or lending partners, you are free to withdraw your E-Consent with them at any time and at no
charge.
However, if you withdraw this E-Consent before receiving credit, you may be prevented from obtaining credit
from the
lender or lending partner. Contact the third party lender or lending partner directly if you wish to
withdraw this
E-consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability
of prior
electronic Disclosures will not be affected.
Change to Your Contact Information
You should keep third party lenders or lending partners informed of any change in your electronic address or
mailing
address. You may update such information by logging into their website or by sending them a written update
by mail.
YOUR ABILITY TO ACCESS DISCLOSURES
BY CLICKING THE LINK, YOU ASSENT TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE
DESIGNATED
FORMATS DESCRIBED ABOVE.
CONSENT
BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT
ELECTRONIC
SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC
SIGNATURES, HAVING
ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER
OR LENDING
PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND
DISCLOSURES,
WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE
ELECTRONIC
SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC
DISCLOSURES
IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OR LENDING PARTNERS OVER THE INTERNET.